Halo Financial

HALO FINANCIAL

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When relocating to New Zealand, transferring money internationally is often a key part of the process, whether you're moving savings, paying for accommodation or covering everyday expenses.

That’s why we partner with Halo Financial, an award-winning foreign exchange specialist that has been helping individuals and families move money safely and efficiently since 2004.

Why Use Halo Financial?

Halo Financial provides a smarter alternative to traditional banks, offering competitive exchange rates, expert guidance and a personalised service designed to help you get the most from your money.

With Halo, you benefit from:

  • No transfer fees

  • Dedicated currency specialists offering tailored guidance

  • Access to advanced currency tools and strategies

  • Fast transfers (typically same day or next day)

  • Secure and regulated service, authorised by the Financial Conduct Authority (FCA)

They have also been recognised with the Feefo Platinum Trusted Service Award for six consecutive years.

A Simple 3-Step Process

Getting started with Halo Financial is straightforward:

Step 1 – Get in Touch

Contact Halo Financial via phone (020 8015 8751), email (help@halofinancial.com) or online.

Step 2 – Receive Expert Guidance

A dedicated currency specialist will explain your options and current exchange rates.

Step 3 – Transfer your funds

Once you’re ready, make your payment and Halo will securely transfer your funds to your chosen account.

Currency Transfer Options Explained

Halo offers a range of flexible options to suit your situation:

Spot Contract - Send Money Now
Transfer immediately using the current exchange rate. Ideal for urgent payments.

Forward Contract - Lock in a Rate
Secure today’s rate for a future transfer (up to 12 months). Perfect if you're planning ahead.

Stop Loss - Protect Your Funds
Set a minimum acceptable rate. If the market drops, your transfer is triggered automatically to limit losses.

Limit Order - Target a Better Rate
Set your ideal exchange rate. If the market reaches it, your transfer is completed automatically.

Top Tips for Transferring Money to New Zealand

Halo Financial recommends the following to help you get the best value:

  • Plan ahead - Start early to take advantage of favourable exchange rates

  • Understand currency fluctuations - Markets can change quickly due to global events

  • Monitor exchange rates - Track your currency pair or use a specialist to do it for you

  • Use expert guidance - A currency specialist can help you build a strategy

  • Be aware of bank fees - Traditional banks often charge hidden costs

  • Use available tools - Options like forward contracts and market orders can protect your money